Small Business Loans

Think an SBA loan is out of reach? Think again.

You might be surprised at how painless Small Business Administration (SBA) financing can be with a lender who understands small businesses and how to help you navigate the loan process.

SBA loans are designed specifically for entrepreneurs to access the capital you need to purchase equipment or real estate, refinance existing debt, fund operations and expand your business. They are not necessarily right for every small business, and not every bank is capable of delivering the right solution. Itís important to work with a lender who specializes in SBA loans and has the expertise to identify what works best for unique situation.

Hereís why youíll want to work with First Advantage Bankís SBA lenders:

Types of SBA Loans

  SBA 7(a) SBA 504 SBA Express
Best for:

Combined needs for:

  • Commercial Real Estate
  • Business acquisition/expansion
  • Construction/remodel
  • Working capital
  • Inventory & equipment
  • Debt refinance

Long-term needs for:

  • Land & buildings
  • Heavy equipment
  • Business expansion

Short-term needs for:

  • Working capital
  • Equipment purchases
  • Inventory

(fixed assets only)

Loan Amount: $100,000 - $5 million

$250,000 - $5 million

Up to 10% down payment

$100,000 - $500,000
Term: 7-25 years

10 years for equipment

 20 years for real estate

7-25 years