Online Maximum Earning Checking Account Opening

Max Earnings

Benefits you'll use and interest you'll love.

Maintain a minimum $100 balance and enroll in e-statements, and we'll waive the $7 monthly fee.

Interest Earnings: 4.5% APY*
Open Deposit Requirements: $100
Monthly Service Fee $7

Max Earnings Benefits

Steps to Earn 4.5% APY*

  1. Receive e-statements
  2. Set up a recurring Direct Deposit OR ACH (once to the account per statement cycle)
  3. Make 10 or more debit card purchases (10 per statement cycle, must clear the account during the statement cycle)

Member FDIC

*Each statement cycle you meet the requirements listed above you qualify for non-FAB ATM fee refunds AND you will earn 4.50% APY (Annual Percentage Yield) on balances up to $10,000, an APY range of 4.50% to 2.01% on balances from $10,000.01 up to $50,000, and an APY range of 2.01% to 0.51% on balances above $50,000. Interest compounded monthly. Minimum opening deposit is $100. If minimum requirements are not met, the entire account balance will earn 0.05% APY and will not receive ATM refunds during that statement cycle. Rates subject to change and will become effective on account cycle date. All requirements will be waived for the first qualification cycle. Rate accurate as of March 14, 2018. Fees may reduce earnings. Limit two accounts per household. Consumer only.

**If above requirements are met per qualification cycle the bank will refund ATM fees nationwide including all transaction fees charged when using another bank's ATM. ATM fee refunds are automatic and will be credited to the account at the end of the qualification cycle. Receipts are not required to receive refunds.

***Click Here for more information on overdraft protection.